Key Features

  Special features of our financial institution

 

·       It is an upgraded model of microfinance called ‘Community-owned Micro-banking’- an initiative to involve group members into the institution’s ownership/management through shareholding,

·       It has designed the ‘credit first individual intervention approach’ to reach the poorest of the poor,

·       It has designed C+++ services including individual counseling, skill advancement, entrepreneurship development, business/financial counselling etc as per the members’ requirement and potential,

·       It is a model enhancing financial mobilization in the community independently providing professional supports from the institution,

·       Its products are designed based on the need analysis of the deprived groups of the community, i.e. promoting enterprises based on native skill, knowledge, arts and culture into a commercially viable level,

·       Child/youth saving scheme has been a part of the services to create saving habit as a life skill,

·       It contributes for Green Growth Development by promoting green-jobs through green-entreprenuership and green-financing.

·       It promotes innovative community projects such as community farming, community forestry, rural eco-tourism, renewable energy, community irrigation, community resilience etc,

·       It is digital based  approach with sophisticated banking software which includes SMS banking, mobile banking etc.

 

·       It is a home-grown approach of community financing focusing to social justice and economic empowerment.